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Being a billionaire sounds amazing on paper but it is an incredibly difficult thing for people to manage unless they are extremely mature with their money and aren't naive.
You've probably heard a bunch of these things before, you don't know which of your friends to trust because some may want you for your money, its hard to form an intimate relationship after you become rich etc. If you were to look up some of the biggest winners of the lottery ever, you'll see a common trend that they very rarely have a good ending. They either become poor, get ripped off, sometimes get murdered, or commit suicide.
Some of the best outcomes for people who suddenly become rich are people who actually got rid of their money after paying bills because they didn't trust themselves.
People who became rich through hard work are typically more cautious of their money because if they weren't they wouldn't even be rich to begin with.
Being rich can suck for many people, so many clients come in not knowing who to trust