The speeds y'all are using is supercar territory and I can tell you with a straight face that this won't be the speed that boat's ramming Bernard at. That's not a hydroplane boat, that's your average rando speedboat.
70-100 mph or 31.3-44.7 m/s.
Also, these boats on average weigh
680-1100 kg (Fishing boat body type).
Average is 85 mph or 38 m/s. Average mass being 890 kg.
KE: 0.5 * 890 * 38^2 = 642,580 J or 0.0001535803 tons of TNT (9-B, Wall level)